“Everything we've done with ACBB and BITS has been done professionally. They've been a very big resource since our bank's inception. We are extremely pleased with all of the services ACBB offers, from loan participations to its escrow program.

ACBB and BITS were a big part of the bank's opening and continue to be partners for our ongoing operations.”

Doug Manditch
Chairman & CEO
Empire National Bank

Agent Banks

If you have any questions about the Agent Bank Program including ratings and financial information, please contact Janine Salisbury at (717) 441-4617 or Mary Ann Willow at (717) 441-4511.

Agent Bank Criteria:

  1. The Agent Bank or Holding Company must report minimum assets of $5 billion.
  2. The Agent Bank or Holding Company must maintain a minimum of a “B” rating from Thomson Reuters (fka Highline Financial) and Kroll. Any exceptions will be noted.
  3. The Agent Bank must satisfy minimum Regulation F standards for capital requirements.