“Everything we've done with ACBB and BITS has been done professionally. They've been a very big resource since our bank's inception. We are extremely pleased with all of the services ACBB offers, from loan participations to its escrow program.

ACBB and BITS were a big part of the bank's opening and continue to be partners for our ongoing operations.”

Doug Manditch
Chairman & CEO
Empire National Bank

De Novo Services

At ACBB, we understand that de novo needs differ from your existing peers. For that reason, we offer many services specifically targeted to recently opened de novos and banks in organization.

These services include, but are not limited to:

  • Investment services / ALM / portfolio accounting
  • Automated cash letter sweep
  • Bank stock loans
  • Federal funds lines of credit
  • Letters of credit for equipment
  • Loan participations
  • Merchant services
  • Organizational lines of credit
  • Subscription and secondary offering escrow accounts

We will also help you network with top-quality bank personnel who are seeking employment opportunities as bank presidents, chief financial officers, senior lenders, and credit administrators.

Bernadette M. Kibe, AVP of Financial Institutions, is dedicated to working with de novo banks in our market area. Please contact her at (717) 441-4518 or via the contact us page.