“Everything we've done with ACBB and BITS has been done professionally. They've been a very big resource since our bank's inception. We are extremely pleased with all of the services ACBB offers, from loan participations to its escrow program.

ACBB and BITS were a big part of the bank's opening and continue to be partners for our ongoing operations.”

Doug Manditch
Chairman & CEO
Empire National Bank

Bank Holding Company Lines of Credit

As a shareholder of ACBB, you can enjoy credit products like Bank Holding Company Lines of Credit – one-year and longer term facilities – that are priced competitively. Under the Small Bank Holding Company Act, banks less than $500 million in assets may be eligible to access a line of credit and downstream the proceeds as Tier 1 Capital. Contact us to learn more.